Professional Indemnity Package for Small Businesses

Broad civil liability cover including:

• Negligence and broad breach of contract cover
• Intellectual property infringement including breach of copyright and trademark
• Breach of confidentiality, right of privacy or publicity
• Defamation including trade libel
• Dishonesty of employees including for contractors that work exclusively for you.

Basis of cover available:

• Any one claim with defence costs in addition
• Up to £10,000,000 limit available
• Worldwide jurisdiction
• International capability in accordance with Lloyd's licences.

Our policyholders also have access to valuable services to help their business to continue running smoothly, including website recovery, executive replacement and cyber breach response. There is no need to worry about gaps between different elements of cover as we have tailored our wordings to ensure these products fit together.

The following package covers can be seamlessly combined with our Professional Indemnity policy:

• Cyber Beazley Breach Response cover
• Employers Liability
• Personal Accident
• Legal expenses
• Public and Products Liability
• Directors & Officers Liability
• UK Terrorism (excluding Northern Ireland, The Channel Islands and the Isle of Man).

Keeping focussed on core activities is vital to the success of any small business. Distractions can have a severe impact financially and on lost opportunities. That is why, to keep them trading smoothly, our Professional Indemnity customers have access to website recovery and executive replacement included as standard.

Website recovery

In the event of their computer systems and websites being impacted due to a third party denial of service attack our Professional Indemnity customers have access to the DOS Technical Support Service, provided by DOSarrest Internet Security Ltd.

Executive replacement

Should an accident occur that prevents a senior manager from acting in this essential capacity,  we will provide access to a service that will provide a £50K limit to fund the temporary appointment of a replacement as a standard part of our package offering.

Special services for our Cyber Beazley Breach Response clients
Beazley is unique among insurers in having a dedicated business unit, BBR Services, that focuses exclusively on helping clients manage data breaches successfully. Our team assists with the coordination of the expert forensic, legal, notification and credit monitoring services that clients need to satisfy all legal requirements and maintain customer confidence.